Effective Date: January 23, 2019

• 1. Definitions

  "ReferChecks" refers to ReferChecks.com, its owners, operators, employees, and affiliates.

  "User" or "You" refers to any individual or entity accessing or using our website or services.

  "Services" refers to the tools, features, and functionalities provided by ReferChecks.

• 2. Acceptance of Terms

  By using our services, you confirm that you are at least 18 years old and legally capable of entering into binding agreements.

• 3. Use of Services

  You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations.

• 4. User Accounts

  To access certain features, you may be required to create an account and provide accurate information.

• 5. Data Privacy

  ReferChecks values your privacy. Please review our Privacy Policy to understand how we collect and protect your data.

• 6. Intellectual Property

  All content, trademarks, logos, and intellectual property on ReferChecks.com belong to ReferChecks or its licensors.

• 7. Payment and Fees

  Certain services may require payment. By purchasing, you agree to provide accurate payment information.

• 8. Disclaimers

  ReferChecks provides its services on an "as-is" basis without warranties of any kind.

• 9. Limitation of Liability

  ReferChecks shall not be liable for any indirect or incidental damages arising from your use of the services.

• 10. Indemnification

  You agree to indemnify and hold ReferChecks harmless from any claims arising out of your use of the services.

• 11. Termination

  ReferChecks reserves the right to terminate your access to services at any time.

• 12. Changes to Terms

  We may modify these Terms and Conditions at any time, and continued use implies acceptance.

• 13. Governing Law and Dispute Resolution

  These terms are governed by local laws and disputes will be resolved through mediation or arbitration.

• 14. Contact Information

  Email: support@referchecks.com